Welcome to Cohesive Architecture!

Designers of Modern
Real-time Payments Network

Strategy & Architecture
as service

For nearly a decade, we've been dedicated to delivering technology strategy and architecture services, specialising in serving financial services organisations, including retail banks, major payment processors, modern automated clearing house, general insurance and syndicated insurance companies.  

Real-time Payments Thailand

Working as part of VocaLink Mastercard, and alongside National ITMX of Thailand, our architects designed real-time payment backbone for automated clearing and settlement systems for Thailand's PromptPay.
The PromptPay system clears and settles 1.9 billion transactions every month.

PayNow Singapore

Working as part of VocaLink Mastercard, and alongside BCS of Singapore our architects designed real-time payment backbone for Singapore's PayNow.

Cross-Border Payments

As part of Visa Payments Limited and in collaboration with Visa Direct, our architects crafted a technology strategy and orchestrated a 2-year transformation program to modernise cross-border payments technology onto Visa's private cloud.

Core Banking Migration

A European retail bank, faced with an unaffordable core banking platform, embarked on a 2-year transformation. Collaborating with leadership, the board, and suppliers, we provided a technology and data blueprint for migrating the core banking systems from Oracle Cloud to a bank-controlled AWS infrastructure, aligning with the business strategy to manage risks and avoid a big-bang impact.

Syndicated Insurance

Lloyd's Blueprint 2.0 modernisation challenges a leading underwriting firm in the UK to shift from white-glove to digitised processes. In a 4-year technology strategy, aligned with business strategy, we improved process automation and integrated data for precise underwriting and actuarial decisions on a cloud-native, low-touch platform.

General Insurance

Working as part of UK's largest motor insurance company, our architects designed a technology strategy to mobilise portfolio diversification.

Who are we?

We are a London-based company specialising in technology strategy, architecture, and software development services.


Our founder is a Harvard Business School graduate with over 24 years of experience in designing and building mission-critical systems for Fortune 500 companies and financial services. He leads our expert team of seasoned strategists, technology architects, and senior engineers.


We specialise in delivering innovative technology solutions to financial services, including retail and wholesale banks, payment technology firms, insurance providers, and retail organisations.


Our proficiency in building cloud-native software ensures that our clients benefit from scalable, resilient, and efficient systems tailored to the demands of today's digital landscape.


Our team’s diverse expertise spans engineering, operations, and architecture, enabling us to provide top-tier strategy and architecture services to organisations of all sizes.

Cohesive architecture is a architecture service company.
Cohesive architecture help business create technology strategy and architecture solutions.
Cohesive architecture has wealth of experience in hands-on development in technology engineering, operations and architecture practices.

Our Vision

Cohesive architecture's mission is to make high quality architecture made available to all business, big or small.

Our vision is to pioneer a landscape where organisations, regardless of size or resources, harness the power of cutting-edge technology to orchestrate business change.

We envision a future where every business, big or small, can confidently embrace change with innovative technology strategies and architectural solutions that connects with the organisation's people, process and culture.

Our Mission

Cohesive architecture's vision is to create a sustainable world with innovative and cost-effective solution designs.

Over the past decade, while delivering technology strategy and architecture services, we've noticed that these services are readily available to larger organisations, often at a high cost. We've observed that smaller businesses undergo more strategic changes each year compared to larger ones.

Unfortunately, small to medium businesses find them out of reach. At Cohesive Architecture, our goal is to change that.

Our mission is to make technology strategy and architecture accessible to all businesses, big or small.

Our Values

At Cohesive Architecture, we are guided by a set of core values that shape our identity, drive our actions, and define our commitment to excellence.

In everything we do, we uphold these values: Innovation, Integrity, Accountability, Courage, and Humility.

Innovation is our core value.

Innovation: Pioneering the Future

Embracing the understanding that technology constantly evolves, we foster a culture of innovation, encouraging creative thinking and the pursuit of simple and effective solutions.

We invest in ongoing research and development, harnessing emerging technologies to propel businesses into the future.

Integrity is our core value.

Integrity: Building Trust Through Transparency

Integrity is the bedrock of our company, guiding us to conduct business with unwavering honesty, transparency, and ethical conduct.

We uphold the highest standards of professionalism in delivering technology architecture and strategy services, ensuring integrity is always at the forefront.

Accountability is our core value.

Accountability: Delivering Results with Responsibility

We believe in accountability as the driving force behind our every endeavour.This ethos permeates our culture.

We hold ourselves to the highest standards, guaranteeing that our clients can trust us to deliver results with integrity and responsibility.

Courage is our core value.

Courage: Facing Challenges Head-On

In the dynamic realm of technology, challenges are inevitable. At Cohesive Architecture, we confront them head-on with courage and determination.

Unafraid of difficult tasks, we use our expertise to find innovative solutions, taking calculated risks to drive positive change.

Humility is our core value.

Humility: Learning and Growing Together

Humility is intrinsic to our company culture, acknowledging that no one possesses all the answers. Committed to continuous learning, we value feedback from clients and our team, refining our approaches for better technology strategy and architecture.

What Sets Us Apart

Quality trumps quantity, is a principle we follow.

Quality over Quantity

In a world where many firms charge by the headcount, we stand out by adhering to a steadfast principle:
Quality trumps quantity.

We firmly believe that the value added to your organisation does not increase by the number of strategists and architects involved. Instead, we meticulously assess the intricacies, of people, process, technology and culture, and add value by providing solution fit for your organisation and market context.

Collaborative way is the only way to get work done faster and smarter.

EMPOWERING & COLLABORATIVE

At Cohesive Architecture, we transcend traditional client-vendor relationships, aiming to empower and collaborate closely with your teams.

Our empathetic approach revolves around understanding your people, processes, technology, and culture before crafting solutions.

Through seamless collaboration, we identify and implement optimal solutions, ensuring your team gains valuable insights and knowledge to be independent in the long term.

Our team has hands on expetise.

Hands-On Expertise

Our team isn't theoretical; we're hands-on practitioners with a proven track record designing highly scalable, performant, highly-available and fault-tolerant systems.

From designing and creating automated clearing houses (ACH) and payment rails for entire countries to optimising design for high-traffic e-commerce sites, our practical knowledge sets us apart.

Engaging us means benefitting from strategies and architectures that have thrived in challenging environments.

Why choose us?

Choose Cohesive Architecture for a dedicated and pragmatic architecture team, who run along your side.

Partnering with us means choosing a team dedicated to excellence, pragmatism, and your team's success.

We deliver tailored technology strategies and architectural solutions aligned with your unique objectives. Whether it's a small-scale change or a major transformation, our commitment to quality, fixed pricing, and hands-on approach make us your ideal partner.

Thank you for considering Cohesive Architecture; we look forward to bringing your vision to life.